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The Future of Banking in Ghana: How Fintech Partnerships Are Driving Financial Inclusion

Roland Kwame Akafia, Manager, Beyond Banking & Partnerships, Business and Commercial Banking, Stanbic Bank Ghana.  Not long ago, the dominant narrative in financial services was one of siege. Fintechs, armed with venture capital and a generation of digitally native consumers, were supposedly at the gates, ready to render traditional banking obsolete. Boardrooms across the continent spent considerable energy debating how to defend market share against these nimble challengers. Looking back, that framing was fundamentally wrong. The past decade has taught the financial services industry a more instructive lesson, that the most powerful response to disruption is not resistance. It is partnership. In Ghana, that lesson is playing out with urgency. With a large informal economy, a significant unbanked population, and mobile penetration that continues to outpace traditional banking infrastructure, the conditions are ripe for a new model of financial services, one where banks and fint...
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Stanbic Bank Calls for Responsible Digital Lending to Protect Africa’s Financial Future

  The Head of Strategy and Enablement at Stanbic Bank, Darwin Mireku, has called for a more balanced approach to digital lending across Africa. Speaking at the 3i Africa Summit 2026, he stressed that sustainability and positive customer outcomes must remain at the center of financial innovation. During a panel discussion on the topic, “Access vs. Protection: The Next Chapter of Financial Health in Africa,” Mireku said the rapid growth of digital credit services across the continent presents both significant opportunities and emerging risks that industry players must address collectively. According to him, expanding access to credit alone should not become the sole measure of success for financial institutions and fintech platforms operating within Africa’s evolving digital finance landscape. We all understand the importance of access to financing for economies like ours. However, as the industry evolves, better customer outcomes must become central to what we do instead of simply i...

Kintampo Community Bank donates 100 desks to Jema SHS to address furniture shortage

  Kintampo Community Bank PLC has donated 100 mono-desks valued at about GH¢30,000 to Jema Senior High School in the Bono East Region to help address a furniture shortage affecting academic activities at the school. The donation follows an appeal by the school's management, which said inadequate furniture was hampering teaching and learning and called on the bank for support. Speaking at a handover ceremony, the Chief Executive Officer of Kintampo Community Bank, Martin Mensah, said the donation forms part of the bank's corporate social responsibility programme and its commitment to supporting community development. He said the bank planned to replicate similar interventions in other deprived schools within its operational areas. The bank will not relent in its efforts to administering corporate social responsibility to help cushion community development," Mensah said. He urged residents within the bank's catchment area to continue to trust and support the institution,...

Responsible Mining and Power as a Catalyst for the Acceleration of West Africa’s Sustainable Development

 West Africa stands at a defining moment in its development journey. The region is richly endowed with mineral resources, a youthful population, and growing industrial ambition. At the same time, it faces rising energy demand, climate vulnerability, infrastructure deficits, and increasing expectations for inclusive growth. In this context, responsible mining and sustainable power development are no longer parallel conversations; they are deeply interconnected pillars of West Africa’s long-term economic transformation. Mining remains one of the biggest contributors to economic activity across countries such as Ghana, Côte d’Ivoire, Mali and Senegal. The sector generates billions in export earnings, supports government revenues, attracts FDI and creates thousands of direct and indirect jobs. Minerals such as gold, bauxite, lithium and iron ore continue to position West Africa as an important player in the global commodities market. However, the future of mining cannot solely be measu...

Stanbic Bank urges SMEs to prioritize structure over survival at Tamale Clinic

Stanbic Bank Ghana Business Incubator and Business & Commercial Banking team with some participants at the  Stanbic Bank Ghana has called on small and medium enterprises (SMEs) to move beyond survival-driven operations and adopt structured business practices to achieve long-term growth. This message was central to the 2026 SME Clinic held in Tamale, which was themed “ From Survival to Scale: Building SMEs that Endure. ” The two-day engagement brought together entrepreneurs, business development experts, and institutional partners to equip SMEs with practical tools for sustainability. Delivering the opening remarks, Dinah Kaleo-Bioh, Head of Business and Commercial Banking at Stanbic Bank Ghana, emphasized that while Ghanaian entrepreneurs are resilient and innovative, many businesses remain constrained by weak internal systems and limited access to the right knowledge. Tamale continues to remind us why enterprise development must be intentional, practical, and locally grounded,...

J.A. Plant Pool, Dr. Siaw Agyepong Reject Attorney-General's $2m Claim, Vow Court Battle

  J.A. Plant Pool (GH) Limited (JAPP) and its Executive Chairman, Joseph Siaw Agyepong, have strongly rejected claims by Ghana's Attorney-General that they owe the government US$2 million under a contract executed as part of the District Road Improvement Programme (DRIP), describing the legal action as baseless and undertaken in bad faith. In a statement issued in Accra, the company said it would vigorously defend itself against a lawsuit filed by the Attorney-General seeking to recover the amount allegedly owed under a contract signed and executed under the DRIP initiative. According to J.A. Plant Pool, the suit was widely publicized before the company and Dr. Agyepong were formally served, causing what it described as severe and unjustified reputational damage to the company, the Jospong Group of Companies, and their local and international business partners. The company categorically denied owing any money to the Government of Ghana or any of its agencies in connection with the ...

SIMS commits GHS600,000 to support healthcare project in Volta Region

 Stanbic Investment Management Services (SIMS) has committed GHS600,000 towards the construction of a community health post at Horsita in the Volta Region, in partnership with the Kekeli Foundation. The initiative is expected to improve access to healthcare for residents within the community and travelers along the Ho-Adidome road, which serves parts of the Volta, Oti and Eastern Regions. The SIMS team, led by Managing Director Kwabena Boamah, joined officials of the foundation to officially mark the beginning of the project. Speaking during the visit, Mr. Boamah said the investment management firm considers the wellbeing of communities as important as supporting customers to achieve their financial ambitions. SIMS is committed to helping people achieve their financial goals, but beyond finance, we also care deeply about their health and wellbeing,” he stated. According to him, the decision to support the project was influenced by the impact the Kekeli Foundation continues to make ...