An indigenous Ghanaian bank, UT Bank, has found innovative ways of using the e-zwich card and platform by disbursing loans through the card to its customers in the remotest part of the country. Over GH¢ 920,000 was disbursed to customers of the bank three weeks ago in a loan scheme to micro and small scale businesses. Some of the loan recipients are as far as the Upper East Region, where UT bank has no branches. According to the UT e-zwich Project Officer, Mubarak Niriganlibir Bowan, the bank has found several uses of the e-zwich electronic platform and the biometric smart card and it is determined to use the plethora of services available to the benefit of the bank and its customers. He said the bank has a department dedicated to e-zwich and is constantly researching on how to effectively deploy the electronic service in innovative ways. Regarding the loan disbursement, Bowan said the bank decided to enroll the beneficiaries onto the e-zwich and after their loan applications were app...