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Dud cheque offenders face 3-year ban from cheque books and credit access – BoG warns

  The Bank of Ghana (BoG) has reminded the public that individuals who repeatedly issue dud cheques face a three-year ban from issuing fresh cheques. Such persons will be denied access to new credit facilities within the banking and financial system. The reminder was contained in revised regulatory directives issued by the central bank on June 24, 2026. BoG, however, clarified that affected customers would still be allowed to receive funds into their accounts and carry out other electronic transactions. All Banks and Specialised Deposit Taking Institutions will be notified about this ban,” the notice stated. The central bank added that banks and SDIs must notify affected customers within five working days after receiving notice of the ban and recall all unused cheque books. BoG also disclosed that it will publish the names of customers who become third-time offenders. Customers who fail to return unused cheque books within ten working days will be reported to the Bank of Ghana. Suc...