For most people living in environments where the level of financial literacy is low, securities market operations present an exoteric enigma. They hardly understand the kind of financial engineering that takes place in the securities market, not to mention the complex terminologies used by the participants in the market. It appears that if you are not a participant, hardly would you understand the lingo of the market. Yet, we expect these people to invest their earnings and life savings in a market they know very little about and do not fully understand. Even in developed countries with high financial literacy rate, the workings of the securities market are not fully understood by all. Some analysts have argued that the recent global financial crisis could have avoided if questions had been raised about some of the financial engineering that led to the crisis. Indeed, in their ignorance, some regulations buried their heads and allowed tricks and techniques they did not understand t...